Mar

09

Why You Should (WNI and WNA) Have Social Health Insurance (BPJS) When You Buy a Property in Indonesia

The government, through legal instruments, has designed a National Health Insurance Program (“JKN”) which is mandated to the Social Health Insurance Administration Body (“BPJS Kesehatan”) as stated in Article 19 paragraph (2) of Law Number 40 of 2004 which explains that JKN is held to ensure that participants receive the benefits of health care and protection to meet basic health needs.

Recently, the President of the Republic of Indonesia issued Presidential Instruction Number 1 of 2022 (“Inpres No.1/2022”) which contains the obligations of Ministers, Prosecutors, Governors, Regents/Mayors, and other law enforcement to launch the JKN program. The most salient provision in Inpres No.1/2022 focuses on the obligation of the Minister of Agrarian Affairs and Spatial Planning/Head of the National Land Agency (“Minister of ATR/BPN”) to oblige every application of registration services for the transfer of land rights or ownership rights to apartment units (often by purchase) to submit a copy of BPJS Kesehatan Participation Card as proof to indicate parties are active participants of the JKN program.

By partaking in any sale-purchase transaction of land or apartments, the parties who are required to attach proof of the BPJS Kesehatan Participation Card are not only limited to Indonesian Citizens (“WNI”) but also Foreign Citizens (“WNA”) provided that WNA works at the minimum period of 6 (six) months in Indonesia.

Although this regulation has drawn a lot of controversy, the government considers the welfare of its people to be of the utmost importance. In this case, the government wants to optimize the implementation of the JKN program for all Indonesian citizens by obligating Indonesian citizens and foreigners to register as BPJS Kesehatan participants.

Thus, it is of utmost importance to be a participant of the JKN – BPJS Kesehatan program before entering any deals to purchase or sell any properties.

If you have any further inquiries, please contact us at info@schinderlawfirm.com.

Author: Suryani Lin

Let Us Be Your Guide.
Our thorough understanding of local culture
ensures that your business will be in compliance
with all laws and regulations and receive
a warm welcome in the community.

Dear valued Visitor,

Data is a valuable currency in this new world. In the midst of digital transformation, the Indonesian government has taken the final decision to pass the Pelindungan Data Pribadi (PDP) Bill by September 2022. The PDP Law applies to all businesses established in Indonesia and puts the consumer in control. The task of complying with this regulation falls upon businesses.

The PDP Law affects a variety of business operations, including how your sales team prospect and how marketing initiatives are managed. Businesses have had to reassess their business procedures, applications, and forms. Additionally, all businesses that work with personal data should designate a Data Protection Officer (DPO) or data controller to oversee PDP compliance.

In line with this spirit, it gives us great pleasure to announce and share with all our esteemed clients and business associates that Schinder Law Firm is prepared to assist your company to understand the impacts of the Personal Data Protection Law (PDPL) and take the required measures to comply with the law. Our Privacy, Data Protection, and Cybersecurity practice group is a pioneer in providing data privacy law services in Indonesia. Personal data protection services include but are not limited to:

  • Assessing the existing systems, processes, and controls, etc.
  • Providing provide gap assessment on the existing systems, processes, and controls, etc.
  • Developing and ensuring contracts and agreements comply with the PDP Law
  • Developing policies, best practices, and procedures
  • Advising on the security of personal data and managing data breaches
  • Acting as the Data Protection Officer (DPO) and advising upon the appointment, role, and responsibilities of a data protection officer
  • Advising on cross-border transfers of personal data
  • Carrying out data protection impact assessments and data protection audits
  • Recommending other necessary corrective actions in order to comply with the PDP Law
  • Training on the PDP Law tailored to clients’ businesses

We look forward to many more opportunities in the year ahead with your continued support and trust. For consultation, please send us a WhatsApp or Email.

Warmest regards,
Naz Schinder
Managing Partner

Keep Up with the New Law in Indonesia: Personal Data Protection

  • Assessing the existing systems, processes and controls, etc.
  • Providing provide gap assessment on the existing systems, processes and controls, etc.
  • Developing and ensuring contracts and agreements comply with the PDPL.
  • Developing policies, best practices and procedures.
  • Advising on security of personal data and managing data breaches.
  • Acting as the Data Protection Officer (DPO) and advising upon the appointment, role and responsibilities of a data protection officer.
  • Advising on cross-border transfers of personal data.
  • Carrying out data protection impact assessments and data protection audits.
  • Recommending other necessary corrective actions in order to comply with the PDPL.
  • Training on the PDPL tailored to clients’ businesses.
Privacy, Data Protection and Cyber Security
We help our clients to understand the impact of the Personal Data Protection Law (PDPL) on their companies and take the required measures to comply with the law.