The suspected data leaks from Social Health Insurance Administration Body (BPJS) and the Indonesia Health Alert Card (eHAC) demonstrates the urgent need to provide increased protection for citizens’ personal data. But, in reality, the discussion of the Bill on Personal Data Protection has reached a dead end. The reason is that parliament and the government both hold different opinions about the concept of an institution that will protect people’s personal data. The government wants this institution to be under the Ministry of Communication and Information as the executive power branch. Meanwhile, parliament wants the institution to be independent and report directly to the President.
The latest BI regulations classify payment system service providers into two sectors, namely payment service providers or Penyedia Jasa Pembayaran (PJP) and payment system infrastructure operators or Penyelenggaraan Infrastruktur Sistem Pembayaran (PIP). PJP carries out activities to provide information on sources of funds, payment initiation or acquiring services, administration of sources of funds and remittance services, while PIP carries out clearing and final settlement.